Method
How Verinax and Ballast work
The products solve different problems. Verinax analyses a portfolio and models alternative allocations. Ballast assesses the person taking the risk. Both products explain their inputs, calculations and limits beside the result.
Verinax
Verinax analyses the holdings you choose
- Add at least four genuinely different stocks or ETFs.
- See how risk is spread across the portfolio, which holding drives the most risk, and where holdings overlap.
- Compare six allocation methods, from forecast-free approaches to methods that estimate returns from history.
- Review target weights, a trade plan, analysis coverage, stability, a market-fall sketch and estimated trading friction.
- Choose whether to save the plan and whether to make any trade. Verinax does not place trades.
Ballast
Ballast measures the person taking the risk
- Separates willingness to take risk from financial ability to absorb loss
- Combines stated answers with choices made in simulated financial situations
- Expresses gains and losses in dollars as well as percentages
- Uses financial capacity as a ceiling on the final risk band
- Reports uncertainty when different parts of the assessment disagree
Shared standards
What both products hold to
- Plain language first, with technical terms explained when they are needed
- Deterministic calculation engines, with no AI in the calculation path
- Assumptions and limitations shown beside the result
- No security selection, trade execution or promises of future performance
- The user remains responsible for every investment decision
Choose the product that matches your question
Verinax answers questions about a portfolio. Ballast answers questions about the person taking the risk.